i am using
www.moneybookers.com
but it gets some time to start.
The rules are
you open a moneybookers account linked to your email address
you send some money to moneybookers (takes about 2 banking days)
moneybookers will send 10 cents to your account to get it verified.
you open a moneybookers account linked to yout gf
you transfer money from your moneybookers account to your gf account
costs you 50 cents per transaction
(immediate transaction)
link the bank account of your gf with her moneybookers account
transfer 720 baht (maximum) to her account for verification (takes about 3
banking days and costs you 80 baht)
she gets the confirmation code in her banking book and has to enter this
code into her moneybookers account
now you are free to transfer money
cost: 50 cent between moneybookers accounts
80 baht transaction cost from moneybookers account to bank account
plus banking fees of bkk bank for example.
transaction time : 2 days + 3 days (about) from bank account to bank account.