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Problem with debit cards is.. You make a purchase and its immediately from your account.. So the bank is less likely to refund you in case of fraud..
Use a visa card and they 'credit' you the money (and dont pay the merchant for up to 90 days) and so if theres a problem they have not been paid so they stiff the merchant..
I have been on both sides of the coin.. Merchant and punter.. For the punter a 'credit' card offeres a whole load more protection.. Merchants get screwed over so hard by visa its like being taken with sandy vasoline !!!
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Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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