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idea$$$$$$$$$$$$$
Open another account with a different bank in your home country and use the card you get with the account. If you have a NATIONWIDE branch in your part of the world they don't charge transaction fees. It's called a Flexaccount. Fund the account with the money from the account which doesn,t serve your needs. PS Your existing bank can do it if they want to but they dont want to unless you PUSH it.
This solution saves the problem of bringing cash to Thailand to put in a thai bank account.
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