|
investment markets
I'm doing a review of investments. I'm pretty cautious and just invest in investment trusts and corporate bonds. All of my holdings are with Fidelity and they allow me to transfer between different funds as and when I please. Everything is held within an ISA so benefits from tax-free status.
I'm 41 years old and hope to retire in a few years time. This nest egg could contribute to my income.
I'm aware that stock markets around the world have had a good run recently and are now at 5 year highs. I do not know if this bull run will continue and am not sure what to do with my investments.
I view corporate bonds as a safe heaven in times of falling stockmarkets. They currently pa 4% income (no tax) and the value does not rise or fall as much as equities.
MY holdings are in the following markets:
UK - 8%
Europe - 11%
America - 5%
Japan - 11%
Asia - 16%
Emerging markets - 8%
Property/Resources - 2%
Corporate bonds - 39%
Has anyone any views as to what a better split of my assets would be? Is this a time to take profits and move in to corporate bonds and wait for a drop in equities and then move back in to equities. Gold?????
|