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Originally Posted by freddy22
I'm curious about motorbikes & insurance. Say I've rented a bike and got 'proper?' insurance on it. If I've got a TG on the back and we wipe out & she is hurt do I get hung out to dry? Anyone have such an experience?
A slightly different scenario: When in Patong last time, a TG that had her own bike wanted me to drive it with her on the back. I figured that may be risky in terms of insurance/liability too. Does it matter or was I wise to decline?
 TG's?...Resistance is futile...  |
Yes it was wise to decline as she may have had it insured but for her only or she may not have insurance at all.
Go with a well known company like budget and pay for the best insurance you can afford. You must be covered for at least third party liability which covers you for any damage you cause to a person for property. So if you have an accident that is your fault then the person on the back can claim from your insurance. If not your fault then they can claim off the other persons insurance who caused the accident.