[Dodger]

DK, you have factored in inflation which is important to consider but you are turning figures to acheive a reason to not move abroad. It is far more likely that you will get caught out by unexpected or unconsidered expenses than by inflation at 3%. When you live by figures you can make them say what you want to acheive, living in reality, as you age your income requirement lowers, additional income or lump sums come into your life say from inheritances or from pension income, own and state provided.

Inheritances are different for each of us and obviously unknown whens but are real, pension is structured, you know dates and can received projected benefits, if you started to allow for this your 3% drops, what are we considering now as a try to stop me growth rate???

I am not having a go at you, I am hearing in your post the same I heard in my own head when I didn't move to Spain, the same when I didn't take the business opportunity in the States or move to Slovakia, convinced myself with all manner of numbers and possible scenarios, have you done the same for how much you must save to stay living in the states or Denmark??? if not in such detail ask yourself why???