Quote:
Originally Posted by thebestman36
Thanks. I'm a real cheapa$$ and just never use ATMs here at home, or anywhere, because of the fees. When i say 2 months worth of cash, I mean maybe only 2 or 3 thousand. We keep it on the cheap side, eating the cheap local food and such, so I don't expect to be spending THAT much. I'm just trying to avoid the fees that you pay using credit cards overseas, ATMs, even traveler checks they charge for at my bank. What kind of fees would I be paying on a debit card usage at ATM machines in Thailand. I have no idea, since I never use them even here.
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It is not hard to find a bank in the US that does not assess ATM surcharge on their own transactions (actually most are that way now). The dispensing bank may add a charge, however, last time I was in Thailand I used my ATM card 4 times and never had a charge, plus the exchange rate is better. If you do face a small charge by the dispensing bank that is likely to be made up by the better exchange rate if you withdraw say 10 to 20000 baht at a time. Even if you were to pay a bit more for the transaction, there is no safer place to keep your money than in your home bank until you need them.