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I'd advise you to ask Direct Travel what their term, backpacker exactly means. If you buy cover classed as a backpacker, and don't fall into that category, your insurance would be void should you make a claim.
Better to be clear with their wording before you buy it, and don't rely on BMs opinions although given in good faith.
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If we aren't supposed to eat animals, why are they made of meat?
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