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Thanks for the replies.
I've just checked the small print from Direct Travel regarding one of their packages. Towards the end it says you will not be covered, if you travel to a country the Foreign & Commonwealth Office advise not entering.
I've checked www. fco.gov.uk/knowbeforeyougo and Thailand is on the list of countries they advise not travelling to 'parts of'. With the recent bombings in Bangkok I'm worried I'll not be covered, as that's where I'll be staying.
I'm going to make some calls tomorrow and get some clarification.
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