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Yeah both me and my girl never bothered, then she was sick and I dropped 650k baht on medical over a short period.. For some reason I must be dumb as I still have not taken out medical on myself (really gotta as I juts bought a fireblade too) !!
Bupa Thailand seems really cheap for emergency cover.
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Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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