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Visa covered. They were also the first to find out. Got a call asking if I had been in China on 28 December. Few months later a call asking if I had been in the US in April, and then again a few months later a call that somebody tried to use my card in Australia. Every time I had to destroy my card, get a new one, go to the bank to start new one... I was fed up and stopped using it.
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