[Dodger]

Sounds fine, but you do not need a handicap adjustment card because its simply three quarters of difference when playing single stableford. ie you declare your handicap, the one with the lowest plays off zero, the other player minuses his handicap from the lowest and then recieves 75% of it as a playing handicap to be able to score.

It sounds as if you are favouring the lower handicapper but in reality you are not as you get your handicap by playing all shots on all holes, a higher handicapper usually has a couple of really disasterous holes but the remainder par or bogey. If you have a real disaster under stableford scoring system doesn't matter how many over you shoot on the hole it is still no score.

And yes it is my intention to get there this week, health, gf and visa run have stopped me the last 3 weeks, but 'I'll be back!!!'