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I asked my bank to rise the amount of money I could witdraw to 1000€ a week (approx 46000 48000 Baht). This gives me ample margin. I try to pay as much as possible with my credit cards but if I see that they ask 3-6 % comission (Rock Hard and some other places) I pay cash.
There is an ATM I allways use in BKK airport (if I arrive and disembark in BKK). Once you pass customs you have a big hall with the kiosks from Thai limousine, hotels, exchange etc. you can go left where you have the meter taxi's, or right. If you go right there is a Thai Military bank with an ATM.
In Patong I have at least 4 ATM's in a area of 150 meters around my hotel. So that is no problem.
All ATM's work on the same priciple: put in your code, tell how much you need and take the money. Orders are in English.
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