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ATM fee is at a maximum of 4 Euro, you can pick about 25000 Baht in one draw (and this every day). Thats like Europe, when you use your EC card in a foreign bank. The exchange rate is fair. Credit cards are accepted in Supermarkets, but in some shops you have to pay an extra (about 3 percent). With an exchange rate addon of 1.75 percent, I use my credit card only, when there is no ATM nearby or for large amounts.
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