Thailand Expats

H3X · #1 12-12-2005, 16:16

Ok

a question for the BM's with TG/TW before I take vacation.

I am thinking of taking out medical insurance for my tilak......

ok you all stopped laughing yet ?

Seriously, as an expat i'm fully covered and have derived great benefit out of it over the years and the thought of my tirak working on the farm sends a wave of concern over me. I got shivers down my back the first time she told me she was picking corn ! Also she rides the motorbike a lot and thats a concern too.

Is there a reasonable priced Thai Insurer/s for Thai Medical cover ?

TIA

H3X

LivinLOS · #2 12-12-2005, 16:17

If shes your girl then do it !!!

I have said this time and again.. Once a girl is yours and your responsibility get medical..

Spent 650k in a few months with wifey1..

H3X · #3 12-12-2005, 16:31

LiL

Yes I'm serious.

I looked at BUPA Thailand they have 4 plans 'from 10 baht a day' . Also there are places like aiathailand.com.

I am going to ask for a quote from BUPA.

Can I ask what did you do and how much ?

Thanks

H3X

Crustasian · #4 12-12-2005, 16:32

There are several good companies which will give her insurance.The one I am with is A.I.A. (American International Assurers) and they do an accident cover policy for 4500 Baht per year.They are international and their cover is worldwide.They are also linked to most Thai hospitals.

Another one is:
Generali Insurance(Thailand) Co.,ltd. <www.generalithailand.com>

They too do deals with the Thai hospitals.

muffdiver · #5 13-12-2005, 04:01

the price for a good medical will be around 15000 bath a year then she can use hospitals like bangkok-pattaya and other good private ones and not the shit ones tun by the goverment, icant rember the name of the one my wife use right now since i'm sitting at work in norway and cant look at the paper, but it will be easy for you to find out with some seaching.

stevem · #6 13-12-2005, 04:06

There are also pension like insurance plans you can buy. They run at about B50k a year, and covers the girl for all insurance, and also a healthy financial return in the future, but you must keep up the payments every year, otherwise all is lost.

Nicke · #7 13-12-2005, 06:20

I use BUPA myself, the price depends on age and if you want out patient or not. (I skipped that, but have SOS/Emergency).

I pay 11,xxx something per year.

But you are not allowed to do dangerous sports

Lord_Farquard · #8 13-12-2005, 06:45

I would think that in most cases, being involved with a bar could be a "dangerous sport" EITHER side of the counter!

stevem · #9 13-12-2005, 06:52

Quote:

Originally Posted by Lord_Farquard

I would think that in most cases being involved with a bar could be a "dangerous sport" EITHER side of the counter!

Yes, I consider myself lucky to have escaped with my liver still functioning

fun2have · #10 28-12-2005, 06:23

spoke to a lot of expats in udon, they seem split between General and AIA.

I think if its connected with good international hospitals it just comes down to cost.

my gf pays about 1000 bt a month through her employer scheme for health cover AIA, but that covers her mother,brother, father and herself.

she also contributes to a "death cover policy" in which contributions change monthly due to the number of "payouts" for members in the scheme who die that month.

I think the payout figures is 180,000 per person covered.
not much to some farangs but common sense for thai village people.

fun2have · #11 28-12-2005, 06:26

Quote:

Originally Posted by stevem

Yes, I consider myself lucky to have escaped with my liver still functioning

yes, thats why i would never run a bar in los i love the beer too much.

now your back in oz steve, 6 or 7 pots at the local club, your liver must be on holiday too.

stevem · #12 28-12-2005, 09:18

Quote:

Originally Posted by fun2have

now your back in oz steve, 6 or 7 pots at the local club, your liver must be on holiday too.

Hardly drink at all back here, the occasional 6 pack of Singha

fun2have · #13 28-12-2005, 16:21

Quote:

Originally Posted by stevem

Hardly drink at all back here, the occasional 6 pack of Singha

$16 for a 6 pack of singha, the shop would probably charge $14 for leo if they could get it

gregor200 · #14 03-01-2006, 02:21

just paid 25000 baht for appendix surgery and 3 days hospital for my g/f. With some additional money for afterchecks this added to 40000 baht. So insurance is sometimes not a bad idea.

Are there any age restrictions ?

ElectrO · #15 04-01-2006, 14:08

I was with BUPA but I find it Expensive for what you get, although there is no problem with the cover itself. I am now going with Thai health Insurance (THI) This was set up by EX-BUPA employees, and are generally 15-20% cheaper than BUPA as well as it covers you up untill the age of 70! (as long as you took out insurance before you were 66).

Anyway here is a link to the prices on my website - its a DOC - I am not a salesmen but I can get these prices through a friend of mine. If interested drop me a PM. There are several types of Insurance and all at good rates, I think.

www.electro.dsl.pipex.com/THI.doc

E