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#1
15-07-2006, 11:28
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500 Grand$ and you are Set for Life.....
How you are set for life with 500 grand.
The big dream Retirement in the land of Young girl’s great weather and anything goes. However we are always thinking and wondering how one can live a live of comfort and ease with investment. 500,000,000 That’s 500 grand USSA $ is the Magic number you need to live the lap of luxury forever and ever until your **** or heart goes out first. In today’s world of investment and passive income, the key word being passive and relative safe income forever is 1st trust deeds and some funding put aside in case shit happens. Any reputable 1st trust deed company in the States Esp in the west coast region such as Vegas or AZ will keep money in your pocket forever and YOU can beat inflation hands down every year on the year. I know its coming OWEN HAHHHAHAHAAHAHAHA Lets take a peek shall we 500 grand to start Invest 400 grand at 12% annually that would be a pre-tax income of 48, 000, 00 per year or 4000.00 a month. You have 100 grand leftover put aside for extra and or anything else that comes up. Once you are set up let’s say it cost you 7500.00 to get setup Nice wither it be Thailand or the Philippines and you can after the first 3-6 months of going Ape shit with the girls you can live on 2500.00 a month. Now you have an extra 1500.00 a month being put aside and over a 3 year period you have gained an extra 54 thousand dollars to add to the pot if so. So every 3 years if you handle your money correctly and stay can live an awesome lifestyle YOU ARE SET FOREVER and not to mention you will beat inflation hands down till you are toes up in the box. 400 grand to start and every 3 years you are adding and extra 54 grand to it by year 9 you are working 512 grand at a return of 12% is 61,440.00 a year or 5,120.00 a month. 5120.00 * 40 baht a month is 204,800.00 baht a month or 5120.00 * 52 P=266,240.00 P a month. These numbers are rounded out as the peso is a bit more then 52 exchange rates. 1st trust deeds invested correctly be a reputable company are as safe as any Investment out there…..Much safer then the market. Keep in mind the entire West and Southwest of the USA has and will have for at least another 30-50 years of Growth and that’s putting it lightly. 500 Grand and You are home free home ………………………………. Input is welcome. Mrstein 
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#2
15-07-2006, 11:47
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Ok....l'll bite.........12% return.......we just had an Oz investment vehicle like that head Southwards in a hurry.......l would stick to something half that, and sleep easier.
__________________
New HHplc Product Coming Soon...Watch This Space 
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#3
15-07-2006, 13:13
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12 % is very aggressive.. Of course there are many returns like that in a rising market and the past fwe boom years have let people think thats the norm.. Historically safe investments are much lower (say 5 or 6 max) and more speculative but relatively still safe 8 - 10 in funds.. Of course if your intending to manage these actively and have some skills this can be much higher also.
The USD has lost 7% against the Euro this year.. I see the dollar tanking much further much faster.. Say the USD moves down by 30 or 40% in the next few years against asian currencies ?? CPI and other inflation numbers have become hopelessly twisted by politicians who want to report strong growth numbers and pay inflation adjusted rises to social contributions.. Real inflation is perhaps 8% in the US currently and I can see a lot more down the pipe.. Also developing nations are more volatile and the % rises in inflation may be worse.. 500 grand IF everything goes according to plan.. Yeah ok.. 500 grand as a safe margin and cushion to live indefinately (not drawing down as you retire and intend to spend it) then I wouldnt risk it. Also that doesnt take into account any form of house purchase.. A villa on phuket can easily run to the whole lump sum of that in one go.. You want to live in a rental apartment or Thai bungalow all your life ??
__________________
Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#4
15-07-2006, 13:19
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Ohh and when everyong is thinking 1st trust deeds are a great idea at the end of a housing boom financed by insanely low interest rates and all kinds of complex interest only and 100% mortgates is exactly the time they crash..
Right now we sit watching a middle east that could give us 120 USD oil by the end of the month.. To control inflation interest rates in the double digits are easy to imagine.. Forclosures, a housing collapse, stagflation, a trashed equity market and recession are really not low probabilities.. Do not under price risk with your life savings.
__________________
Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#5
15-07-2006, 13:35
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Risk free rate of return (3m US T-Bills) is currently 5%.
Current USD/THB rate (interbank) is 38 meaning retail of <37. Your premise of 12% return on US real estate is flawed since real estate is already stalled if not in a downturn (I'm a tad less bearish than LiL on this one) so assumeing past returns will continue is pretty risky IMHO. Your 'nice set-up' figure os $7500 will get you a wood shack in Issarn or a shack on the outskirts of Manila or AC and what about transportation costs - pitifully low figure - bank on more like 100k for a modest set-up. US inflation headline (NSA) running at 4.2% and real number is more like 6% (being a bit conservative LiL - though in urban areas I reckon 8% might be close to the mark - certainly that kind of number in Asia). Stick a zero on the 500k for a decent life then maybe closer to the mark - if you already owned your property/car then say investment return of $2000 should be ok to live well here or Phils (NB Phils is about 20% cheaper than Thailand).
__________________
Its My Life ..........!
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#6
15-07-2006, 14:04
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Note on my bearishness.. I lay out these possible scenarios not becuase I think they are probable only I think that they are possible and not as low probability as people think.. Its more the underpricing of risk I keep pointing out.
I certainly dont hope for a massive middle east conflict, 150 USD barrel oil, strong rescession or depression globally, housing and dollar collapse.. Only if there is even a small chance of such then structuring investments around items that benefit from this scenario is a hedge. I do think inflation and deficit borrowing is going to tank the dollar and housing tho.. Cant see any way out for them on that.
__________________
Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#7
15-07-2006, 15:41
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12%????
So, what kind of borrower has to pay 12% these days? Every time I turn on my computer I see ads for cheap mortgage money. And I certainly wouldn't count on a continued rise in the SW USA real estate market. 90 percent of the people in San Diego couldn't afford to buy their own house.
With $500,000, I think one could probably count on having about $20K a year for life, if all goes well. That's not a lot. And don't forget taxes and health insurance. Rex
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#8
16-07-2006, 01:39
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With all Due respect to everyone.....YOU are all a bit off.
First off 1st trust deeds invested correctly thru Bankers are not investing into mortgages and or single family dwellings anyone knows that, Bankers DO not take such risks. It’s all in Raw land which is much less risk then anything such as homes or family residences of such. Secondly, the Us economy is not at 7-8% inflation at all. Once again false Information being circulated throughout cyber world. Third, at 500 grand at 12% yearly in the BIG world of investing really isn’t that much Banks have been using investment Instruments for years and years and gaining over 20-40% ROI"s,, Such as short notes Forex trading You think the wealthy get wealthy on 5-7% yearly hahahahahahaha. In the western, southern western parts of the USA Growth is going to be at an all time High for decades to come if not infinity, Where do you think all the Illegal”s are going to live???? Its funny everyone thinks the USA is going to go broke YEH RIGHT ,,,I have been hearing that BS for years WE are still the wealthiest country on the face of the planet and most likely will be, far past anyone of us outliving that phase in time. You think Uncle Sam is going to let US grow broke so fast don’t think CNN is telling you anything that is worth merit. The upper 3-5% of the countries wealthiest IS not going to let everything go to shit esp in raw; land holding and developments. What a lot of you fail to realize is that people need to live somewhere and growth is going to continue until the end of time. Example They are building in Israel right now all over, and there is a WAR going on that doesn’t stop anyone. In Las Vegas alone over the last 20 years we have seen 1000% growth and land values going bonkers with nothing ending in sight. Let’s talk about Utah AZ New Mexico and ETC these states are just in the infancy stages of growth. Land real estate Growth and need for monies will be around until the day the Planet STOPS........ Once again with all DUE RESPECT, Do your homework. AS far as any one company going under yes it can happen however once again How was the company set up??? And who was writing the notes and how were they written and was 3rd parties involved in servicing the notes. IN THE LAST 100 YEARS IN THE USA RAW LAND HAS HELD ITS VALUE AND THEN SOME. That is A Fact............................. Trust deeds based on RAW LAND is the only way to go ...............................If the borrower defaults FINE with me I would prefer that as now WE HAVE more equity in it and can resell 2-3 times more ESP if the original loan is half way paid down. Most guys who retire in Thailand and or Philippines DO NOT buy anything to begin with 75% rent why buy? TALK about taking a risk, Hmmm let me buy something in a country where the Government can change up overnight on me, Great sleep at night for me. Once again the misconception of 1st Trust deeds this is the perfect example of why folks lose money NO Homework or Due diligence done. I find it hard to believe that there are many on THIS Board that have 5-7 grand a month coming in as passive income, Not saying its not out there but FAR AND FEW Between’s with replies as such Shows me Your knowledge on investment is very Low. Let’s not forget the fact that when you invest in a 1st trust deed company they have many LTV "s you can get into Never put all of your money in 1 loan. Not to mention if you are privy to the Original loan and who is behind it as any Such Upfront 1st trust deed would show you Your chances of default are Limited No more then any Investment Currently going Exception Gold /Silver which will stay Hot for at least another 24-36 months. USA was built on Real estate holding’s DO you think wealthy lost everything in the great depression????? Hell no they got Richer ............... There are numerous companies in the USA that have been in business for 20-40 years + that have Awesome track records on trust deeds. BUT then again what do I know.....Invest with Smith and Barney and get 6 % a year and be like everyone else. In closing 1st trust deed investing is like anything else do your homework and team up with the correct company in the correct environment and your risk to reward will be NO Different then any other type of investing if anything less. Once again on the Western region of the USA you could place money forever and stay well ahead of the game. Example the state of Arizona has more raw land and more growth expansions coming up over the next 20 years it’s unbelievable to say the least. Life is about choices and Risk. Either you are in the game or sitting on the porch. Porch is a great place to sit on and grow old and die. I prefer the Action of life much more rewarding then reading a paper and talking about how I could of should of and would of. Mrstein
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#9
16-07-2006, 03:48
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There are numerous companies in the USA that have been in business for 20-40 years + that have Awesome track records on trust deeds.
1st trust deed investing is like anything else do your homework and team up with the correct company in the correct environment and your risk to reward will be NO Different then any other type of investing if anything less. Mrstein Will you give me the names of a few of those good companies that you recommend? I'd like to check them out.
__________________
My Thai girl smokes the competition,......... and now it hurts when I pee. 
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#10
16-07-2006, 04:20
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No problem at all ......
I feel in my investagation"s so far that Builders cap in Las vegas has everything one would look for. Company is made up of Ex -Bankers that really know thier shit and the Pres is an awesome guy who I feel will not stir you wrong. Their # is 702-932-1590 Steve Brockmon is the go to guy or Jackie. I think you will find the Phone call worth your while. Please let the board Know what You think ??????? Regards Mrstein
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#11
16-07-2006, 09:11
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..........and whats your commission Mr S ?
__________________
New HHplc Product Coming Soon...Watch This Space
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#12
16-07-2006, 13:54
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Not 1 penny at all...........
I am not looking to make any money off any advice. I have no relationship in terms of money or spamming or anything else the poster asked for a # and or Help and I was more then happy to give it to him. Maybe in Your world helping folks comes with a cost In mine it Doesnt..... Mrstein
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#13
16-07-2006, 18:25
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"Folks" in my world do pay for "qualified" financial advice....which l would imagine would be the same in the USA.
__________________
New HHplc Product Coming Soon...Watch This Space
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#14
16-07-2006, 19:29
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I tend to agree with you Mav...... Nothing comes for free in this world.... Especially when it comes to financial advice
__________________
Life is like a box of chocolates..... you go to Thailand and get greedy 
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#15
16-07-2006, 20:25
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Check this group and note what is required of the investor to be **eligible** to invest.
http://www.blackburne.com/invest/ That's a lotta net worth and/or income for 1st trust deeds. I think your scheme is a little long on optimism and a little short on reality. Sorry! Dave
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#16
16-07-2006, 22:52
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A lot of hedge funds these days want 1 mil min investment and net worth of 5 or 10 mil..
A mil (USD) aint what it used to be..
__________________
Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#17
16-07-2006, 22:54
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First off
Giving sound advice is Free if you know where to find it ?????? The misconception of charging to give advice is that excatly a Misconception. 1st trust deed companies vary on what they feel they want thier investors to be worth and such. This company from Sac is just one of many that has thier own house rules and such.As i posted earlier in this thread do your homework and due diligence on many. A good few ones do business in the Las Vegas market and have had great success.As one has fallen due to overinflated LTV"s and advertising rates that cannot be reached over the long-term. Its funny to watch posters who scrambble to attempt to figure out investing in regards to such placements of monies when they know nothing of the such. Another Myth to PAY for advice in Investment ,,,, hahahahaha. Once again Ist trust deeds thru RAW Land placement is some of the most secured ways of investing monies ESP if the Loans that are placed are under 65% Loan to value THAT IS THE Breaking point. Keep up the Negative attitude Guys haahahahahahahaha................. Mrstein
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#18
17-07-2006, 01:58
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Trust deeds
Of course there's always the possibilty of fraud. When I lived in San Diego there were at least two high profile cases in which many many investors lost millions of dollars in trust deed scams that were nothing more than Ponzi schemes.
 People should be wary of anyone trying to show them an "easy" way to make money. Rex
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#20
17-07-2006, 03:11
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Mr.Stein - Well if I put up a Grand a year till Im 45 in a CD/or Savings Account how much will I have for LOS when I Retire ?
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#22
17-07-2006, 11:30
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Judging from his comments in another thread in this forum I somehow can't see it being Thailand.
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....but of course I was verey verey draaank at the taaame!!!