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#1
13-09-2006, 02:01
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Once I had a dream (now I have a nigtmare
A year or so, I met a nice Thai woman and started making some plans.
1) Buy a little house and land somewhere quiet and settle down 2) Spend the cold uk winter months in Thailand cuddled up with some one warm 3)Pop back to the UK every now and again for a decent beer and some "real " food. 4) Maybe get married maybe not Whats gone wrong!! 1) I am a farang so I cannot buy a house and land myself unless I do some very strange dealings which are not recommended.I do not want to rent anywhere or but a "flat" 2) I cannot buy or own a car (I do not seem to be able own anything at all 3) I do not want a "retirement visa" for various reasons, now they are stopping the visa runs, so its a maximum of three months at a time like it or not. Unless I get married and put everything in the wife's name (having been divorced once, this is not an attractive option) I can do or own bu**er all, the Thai Government regard me as a "non person". I am prepared to pump money into the Thai economy, probably more than the average tourist over a period of time, so why does Thailand seem to make it hard for me to carry out my dream. or have I got it all wrong, am I a cynical old bu**er who reads all the wrong things and have got a totally wrong slant on things? I would appreciate your comments or (helpful) suggestions ps dont even mention the Thai family loyalty side, thats the unofficial problems, its the official side that worries me 
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#2
13-09-2006, 03:33
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I do not get your point. You want to live a dream but you dont want to use the options you have.
1. Buy a House : Its right that you cant buy the land but no problem to buy a house and own it on you name. For the land there are 2 options as far as i know. Option A) You can lease the land for 30 years with an option for another 30 years. Option b) A bit strange but possible. You give a kredit to your GF to buy the land. GF buys the land for the house and you have a leasehold for that land. the contracts can be made in a way she cant sell the land. or even if she would you still have the leasehold and the credit contract( hope i explained it good enough). Option c) By land on a companies name.Many people do this, but as its illegal to run a company only to own land, i wouldnt do that.I think this is exactly what the thai goverment doesnt want anymore,that foreigners use the backdoors against thai law. But honestly i wouldnt buy a property at the moment,as the market is instable because of the confusion about the new visa rules. 2.) you want to buy a car: Absolutly no problem.Yu can buy and reistrate a car on your own name. Some little companies maybe will try to convince you to buy it on your gf´s name, but just because they have no idea about the paperwork for farangs. Go to a big car dealer, they know all paperwork and you have your car. 3.)You dont want a retirement visa: So i guess you are over 50 years and could get a retirement visa. Whats wrong with it?The retirement visa is exactly for those people who want to live in los for long time.About the three month visa i would say that anybody has to wait first how and what is coming.Another option is the Thai Elite Card.5 Years multiple entry visa. Also no need to go for visa runs outside thailand.Just have to renew it every 3 month(can be done at local offices).As far as i have read their is a plan for 3 different thai elite cards now.For frequent holidays in los, for investors, and for retirement. Thats the thing as far as i know. Maybe the expats have better ideas or correct me if have something wrong. shark
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Never to old to make yourself a fool  Especially in LOS
Last edited by shark1963 : 13-09-2006 at 17:06.
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#3
13-09-2006, 11:06
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You have to be flexible.. Either buy property with the risk that that means or rent.. I wont bring another extra baht into Thailand with the climate as it is but you have options.. Plenty of cheap rental.
Cars bikes etc are easy to buy.. I have a few all in my name. Why dont you want a retirment visa ?? If only I had the option of a nice secure visa I would jump at it. My options are a 10 mil investment visa and.. er thats it !! So your discovering that the dream isnt all its cracked up to be.. Shame but no ones fault. Thailands got plenty of warts and IMHO getting more by the minute.
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Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#4
13-09-2006, 11:31
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Well i think Shark explained it pretty well. Just to add though, you could look to buy an apartment, because you would not own the land that the apartment is on you will have no problem buying the "space". Or if you want to buy a house like shark said, you can own the house and lease the land with an option to renew generally for two 30 year periods which will give you a total of 90 years...
Alternatively, speak to a good lawyer (thai or in falang in thailand) as they might be able to explain the legalities of things better.
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Sleep is for the weak
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#5
14-09-2006, 23:04
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Still can happen
I have lived your idea for several years.
 Don't worry about buying land and then being tied in to something.Rentals here are fine and cheap.  You can still have all your other plans and a reasonable lifestyle. I admit these new Visa standards will maybe cause me some additional agro but at least I am in Thailand - not UK. 
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 If you can't take a joke you shouldn't have joined up!!! 
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#6
17-09-2006, 04:35
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I agree with everything said above. Rents are cheap and that allows you to pick up and run on a whim. I have no problem with the retirement visa and I'm getting another 60-day for October, but I suspect my next visa will be the "old man" visa.
I'll buy a car at that time, but I won't invest a single baht in Thailand until they get their thinking staightened out. First it was the falang companies getting the evil eye. Then this visa thingy. And lastly the Tesco fiasco. Until they can insure some sort of continuity to the falang who would invest in Thailand, I consider it a bad choice. And if I've learned anything at all, I think it's going to go well past the point of the Thais realizing that they've made some mistakes for them to make it reasonable for outside investment. It all has to do with saving face, so I don't expect quick solutions.
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#7
17-09-2006, 05:01
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My original plan was to rent somewhere, get my GF to live there with her kids and I come over as often as possible, whilst in the meanwhile trying to get a job/contract in the s.e.Asia region where I could then reassess the situation and consider the options. The one thing that has blighted this, is the GF's point blank refusal to live in rented accomodation. In the past I picked up on LivinLOS's point of view about renting being the best way in Thailand as it's a lot less risky etc and agreed. However GF won't entertain the idea at all. Perhaps it has something to do with the "face" issue and she's worried about what people would say just living in a rented place whilst she has a farang ATM in tow !?!
I suppose in some ways, my plan (dream) is similar to that of CeeGee's but that I'm a bit further away from realising it, as the idea of a nice house with car in the carport and not too far from one of the larger Issan towns does sound like an appealing retreat. I just need to make sure that are plenty of places to go fishing nearby, satelite is available and I can connect to the internet make some equine investments 
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Only a woman can break his spell. Pure in heart who will offer herself
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#8
17-09-2006, 12:53
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Quote:
I hate to point out the obvious, and this isnt any form of dig.. But the reason of course is that you then need to buy her a house !! Theres no (or nearly no) mortgage (how you spell that !!) and you cant own it !! So shes flat out refusing to accept anything other than 'buy me a house'.. Not the most origional of techniques  !! Of course it shows commitment from you and intent to be serious with her.. But its still buying her a house !!! Dont need to tell you.. Just make sure you call the shots and take care.
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Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#9
17-09-2006, 15:41
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I agree with Sefton. If you buy a house, then it is her house. Then you lose a lot of leverage in the relationship, because if she doesn't like the way things go, then she can kiss you off and keep the house, or sell it. If I were you, I would go there, and rent a big house. Then see if she moves in. If she does, fine. I think she will most likely want to live in a nice house with her kids for free! If she doesn't, then you ought to kiss her off. Make sure the lease includes a clause allowing you to sublet it, just in case.
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LOS is warm, soft, smooth, and brown. 
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#10
17-09-2006, 16:52
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The alternative
Quote:
Hi Diz, I now rent a 2 bedroom house in Kamala (7500 baht per month). My girlfriend is happy maak maak. Steve.
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#11
17-09-2006, 17:00
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FFS most Thai girls are used to sleeping in a shithole. Rented accom or not if you are offering a nice house then she should jump at it unless she has other intentions or plans.
At the end of the day if someone loves you they will follow you anywhere through thick and thin and the rest will take care of itself G
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Milf luvin - MAV & Alfie, House luvin Wylos, Slipper lovin Livinlos........inthmode lovin..............
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#12
17-09-2006, 17:26
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Yeah it does crack me up when one minute they are 4 to a room, playing the BG game and then next they too high and mighty to live in a rentla.. Get real.
You see it when girls get established as GF's and into the comfort zone.. Suddenly they have to go to the salon to get thier nails done and hair every 2 days etc.. No face gained in doing your own nails.. Only play the big lady when you have others painting yours. Trick is (and this sounds bad but its bastardoligy 101) to keep them in a slight case of limbo.. Keep them wanting you more then you want them.. Make sure life doesnt seem too settled or totally secure to them. Thai girls seem to expect the guy to rule (Thai guys do) and not doing so can be taken as a weakness.
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Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#13
17-09-2006, 19:45
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As the robot on "Lost in Space" used to say....DANGER DANGER !
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New HHplc Product Coming Soon...Watch This Space 
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#14
17-09-2006, 20:51
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Quote:
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Only a woman can break his spell. Pure in heart who will offer herself Last edited by dizbuster : 17-09-2006 at 20:54.
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#15
17-09-2006, 23:24
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Ok, rental is fine but it is the same problem as in the UK, its dead money.At least if I (repeat) I can buy a house its mine.Not just paying out month after month with nothing at the end of it.I am lucky, with the price of houses in Thailand(outside Bangkok) I can pay cash for a two or three bedroom house so to pay rent each month is just throwing it away.
Reading through the posts one solution would seem to have the GF(wife) own the land and I own the house with some clause in the ownership of the land that she cannot sell it .Then I can probably sell the house or rent it out.Anyone know if this is possible.Then if everything goes pear shaped and tells me to f++k off I am not just giving her a present of a house and land and I retain some control.As I have said previously, I have already had one messy divorce and a case of once bitten twice shy.I do not want a condo basically because I would rather have a house, simple as that. Diz, I have spoken to many thai ladies recently and there is no "loss of face" in general ,living in rented space.They all have a "dream" of living in their own house but this just seems to be the same as any other, just their dream.Perhaps your GF is having a lttle pressure from her friends who are guilty of the green eyed monster anyway that seems to be the way my GF and her friends read your situation.My GF has had a lot of bad mouthing from her neighbours just because now she has many things they do not,holidays abroad,farang clothes, trips up country by plane (not some old bus)etc Funny old world but women are basically the same everywhere,jealousy where material things are concerned
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#16
18-09-2006, 04:36
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Quote:
With regards to the rent/buy issue, one way I have looked at it, is to look at the prices on FBI's website FBI Udon Real Estate, Udon Thani, Thailand. (just for an idea of prices) and do some sums. Based on buying a 1.5mio baht house, you would need to spend 12½ years in a rented place if you were paying 10,000baht a month, to spend the same amount. Also there is the flexibilty that goes with renting and perhaps there's also the chance of renting a house for a while with an option to buy it at a later date, after a year for example. This way you get to "test drive" it before deciding to buy. Finally, not forgeting the interest your 1.5mio baht could earn you in interest as well.
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Only a woman can break his spell. Pure in heart who will offer herself Last edited by dizbuster : 18-09-2006 at 04:39.
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#17
18-09-2006, 08:08
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The very idea of a woman who refuses to live in a rental house is laughable here in Thailand. You could rent some really nice houses all over Thailand that would probably be much better than what she's been living in. Forget the face thing if the woman loves you for you she will live in a nice rental house with you, you shouldn't have to buy a house for her. The fact your GF has kids and you are ready to accept them should make her happy as most Thai men will not accept a woman with kids. Sounds like she is not appreciating this fact as well. Don't buy her a house Diz.
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"Start every day off with a smile and get it over with" W.C. Fields
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#18
18-09-2006, 10:41
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Diz, Listen to Robs post.. Its hard to say politely what we all want to say as it does not present a positive image of your girl but dont for a minute take that kind of pressure. Buy me a house ?? Feck off !!! End of conversation.
Quote:
So many people use the 'dead money' argument on property.. Houses here are often built crappily.. Many dont last even 20 years like in the west, I see entire villas getting torn down to re use the land to rebuild another on top.. The place I am living in is sliding down the hill and needs constant surface patching to hide cracks.. I dobt it will be here in 10+ years. I wont go into the exact numbers of what my house costs to rent or to buy but I am paying around 3% of its total value per year to live here. Add in that it needs constant maintenance, there is a handyman here every week or two fixing something, changing bulbs or blown electronic from dirty power, replastering cracks, stopping termites, fixing the pool systems, all manner of stuff that just wouldnt be on the radar. All those costs come out of the owners end. So by spending money on rent at +-3% ROI I can keep my money out of thailand, invested at much higher rates of return, with no land ownership risk, the total right to leave at any time, etc etc etc.. Why would I own. 6 mil condos rent for maybe 30k, 3 - 4 mil houses around town would be in the 10 - 20k rent bracket. This whole unusual balance between rental and values is IMHO because so many farangs all seem determined to buy property and the value of it is out of whack. Quote:
Yes a Thai can own the land and give you a lease.. They cannot kick you out for 30 years (many offer miltiple 30 year leases but there is no basis in law for that to be enforced.. If after 30 years they dont want to renew I doubt it would work.. From a large development company on an estate that has an interest in its public image then ok maybe.. From an ex wife who wants to get her hands on ity.. I am 90% sure she would. It would be seen like well you had your 30 years, now its her turn. Thailand is for Thais remember. You can also look into the ufrastruct clause which is similar to the above but should you wish to sell the land in either case you cant without her consent.. You can sell the right to live on the land for the remaining term of the lease but thats the kind of deal where you have to bargain basement to sell it. You can own the house totally outright.. But at the end of term owning a house that you have the right to bulldoze just so she wont get her hands on it seems like no real rights to me. This isnt the west, there is little recourse under the law and you are clearly told you cannot own land. Dont fight the system, it only leads to heart ache.
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Men have only 2 emotional states, hungry and horny.. So ladies, if you see me without an erection, make me a sandwich.
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#19
18-09-2006, 13:52
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Any place where you can rent a nice house for $500 per month or less, you would be crazy to buy, IMHO, unless your net cost of ownership was far less than the cost of leasing!
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LOS is warm, soft, smooth, and brown.
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#20
18-09-2006, 17:07
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Forget the lease laws here
The days of buying a house in GF's name and then having her sign a 30 year lease are over.
In Chiang mai and elsewhere in Thailand when the couple break up (most of the time the guy gets caught cheating) the court will uphold the 30 year lease the problem is in enforcement the police simply will not kick a Thai woman off her house and land not matter what lease or court order you have. the girl waves the title deed in their face and they don't enforce leases. Happening all the time in the north and pattaya. Forget buying property in a GF's name
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"Start every day off with a smile and get it over with" W.C. Fields |