Thailand

Sirgezza · #1 01-04-2006, 18:18

I'm doing a review of investments. I'm pretty cautious and just invest in investment trusts and corporate bonds. All of my holdings are with Fidelity and they allow me to transfer between different funds as and when I please. Everything is held within an ISA so benefits from tax-free status.

I'm 41 years old and hope to retire in a few years time. This nest egg could contribute to my income.

I'm aware that stock markets around the world have had a good run recently and are now at 5 year highs. I do not know if this bull run will continue and am not sure what to do with my investments.

I view corporate bonds as a safe heaven in times of falling stockmarkets. They currently pa 4% income (no tax) and the value does not rise or fall as much as equities.

MY holdings are in the following markets:

UK - 8%
Europe - 11%
America - 5%
Japan - 11%
Asia - 16%
Emerging markets - 8%
Property/Resources - 2%
Corporate bonds - 39%

Has anyone any views as to what a better split of my assets would be? Is this a time to take profits and move in to corporate bonds and wait for a drop in equities and then move back in to equities. Gold?????

jimholio · #2 01-04-2006, 21:31

I can give you my bank account number for some safe investments!

LivinLOS · #3 01-04-2006, 21:45

I was shouting commodites 2 years ago,, Made big bets in gold precious metals and they have doubled easuily.. Last autume took a big bet on silver at 6.70 today it stands a little shy of 12 (few months timescale).. On my advise my brother bought a couple 100k of paladium at 270 only a few weeks ago.. 340 now ?? Hes made about 30% (60k) in less than 2 months..

The commodities bull is only new getting into the second phase (bull markets can be broekn down into 3 phases fairly often) and I am very happy with the direction its going...

I am in equities only in mining, exploration, processing.. Everything else equity I have purged.. I do also have some unit trusts that are equity based (oil and far east asia)..

I see commodities a much lower risk profile than equity and with much higher rewards / return potential.. Paul knows I have bent his ear on gold and silver since we first met and its all going just by the playbook now..

Look for dollar devaluation, equity trouble is my bet..