Visa-card scumming

[Kjell]

Notice on monday that 1500 CAD had been taken out from RBC ROYAL BANK in Toronto without me being there Im not sure but I suspect someone in The E....... hotel,BKK because I had to leave my card when I check in friday. Otherwise it had to be 7 11 in Patong(cross the street when u go to Poppa Palace) Anyway I moved rest of the money from my Visa. Before I had time to talk to my bank they already know about this so I guess my money will come be back soon.

[jayel]

Mate , rule number one with credit cards when traveling is never ever let your card out of your sight.
A hotel wants you leave your credit card with them????? passport maybe????
Hope you have a good holiday
JL

[LivinLOS]

I would never trust a debit card.. Had too many issues with credit cards but at least its thier money not mine !!

[MrDK]

What are the Swedish rules on credit card fraud?
In the US it is max loss of $50 per collective set of events.
That is usually waived.

Worst case scenario you should not be out much.

I use my cards everywhere in the world and have never had a fraudulent charge.

[LivinLOS]

I would imagine you get it back.. But thats debit cards, at least with a credit card you never have to claim it back, it simply doesnt get charged at the end of the month.

[marc26]

i got 11k usd taking out of my debit card(in states, debit cards are your ATM) 1st time i went to LOS
it took about 1 1/2 weeks and a police report but all the money was returned to my account

[Dupree00]

Originally Posted by marc26

i got 11k usd taking out of my debit card(in states, debit cards are your ATM) 1st time i went to LOS
it took about 1 1/2 weeks and a police report but all the money was returned to my account

Did you use your debit bank card to charge something? I would only use it for banking. I use the credit card for everything else if no cash on hand.

[fotonut]

Originally Posted by marc26

i got 11k usd taking out of my debit card(in states, debit cards are your ATM) 1st time i went to LOS
it took about 1 1/2 weeks and a police report but all the money was returned to my account

I'll bet that made your heart flutter for a few minutes!

After my trip in the spring I noticed "I" had purchased a flight on Aeroflot airways to Moscow. A quick call to the cc company had it fixed straight away.

[Kjell]

First time for me ever to be in this situation.Im only use my card on ATM and when a hotel wants to secure a payment... Im a bloody suspicius man so i never let my card leave my watching eyes but I guess on a secund thought it could be some maffia who have came over some a conto from internet transaction somewhere in the space...who knows. Maybe my bank will inform me someday For the moment we spend some lovely honey moons days on TIDE resort in Bangsaen where the sun is always shining and every Singha never tast better.

[marc26]

Originally Posted by Dupree00

Did you use your debit bank card to charge something? I would only use it for banking. I use the credit card for everything else if no cash on hand.

no i only used it for ATM withdrawals
i think i had onyl 1k limit per day and they withdrew 3k+ daily for 3 days in Talin, Estonia

[Kjell]

Back home I went first to police and then til my bank. It seems that my ATM machine in Sweden have been hi jacked June 9 and then have the bad guys sold all info to Canada . My bank blocked my card after 5 drawings after had notice who took out my money Police told me also that some small banks doesnt pay back any money in this case,lucky me I use one of the bigger banks

[sidvicious]

Originally Posted by Kjell

Back home I went first to police and then til my bank. It seems that my ATM machine in Sweden have been hi jacked June 9 and then have the bad guys sold all info to Canada . My bank blocked my card after 5 drawings after had notice who took out my money Police told me also that some small banks doesnt pay back any money in this case,lucky me I use one of the bigger banks

What do you mean by hi-jack,what did they do?Attach a skimming device to the atm?

[Kjell]

Attach a skimming device to the atm?.

Even if I try hard to block my numbers they get my code..wonder where they hide the camera??

[snakebite911]

Originally Posted by Kjell

Attach a skimming device to the atm?.

Even if I try hard to block my numbers they get my code..wonder where they hide the camera??

They sometimes put another keypad on top of the original one, so it wouldn't help to hide what your typing.

[crazy_gman]

They can also put in a keylogger type device along with the skimmer..

[MrDK]

Originally Posted by snakebite911

They sometimes put another keypad on top of the original one, so it wouldn't help to hide what your typing.

Originally Posted by crazy_gman

They can also put in a keylogger type device along with the skimmer..

From this thread: Thailand Money Guide - The Basics

[nelsonone]

Is this thread about CC skimming or scamming?.....or is scummming a combination of both??

OR maybe the OP is a New Zealander writing phoenetically?.........555

[valiant50]

Originally Posted by nelsonone

Is this thread about CC skimming or scamming?.....or is scummming a combination of both??

OR maybe the OP is a New Zealander writing phoenetically?.........555

I suppose it is about card scimming!
Had my card copied one month ago, probably on a gas station on an automated pump terminal in Goetheborg.
One week later VISA called me and asked me if I was in Oslo?
I was, and they said my VISA account was beeing used in Spain right then!
My card was closed immediately, and I had to go over that weekend to order a new card, and check what had happened.
They had copied the card, but no pin code and no ID, so the money taken was returned also immediately to my account.
But it leaves you a little shaken!
Never had any problems in Thailand, but I always check ATM's before using them.
And I have worked service on ATM's for more than 20 years.
Also very careful with paying with cards at hotels and shops, preferring to use cash from ATM's.
But not expecting a gas station terminal to get to me!